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Our Digital Banking Services

Fancy Smart Mobile Banking Service

"Anytime, Anywhere"

Stepping into the digital world, we have brought Fancy Smart Banking, a fully digital and secured mobile banking application available on Android and iOS platform for our valued members.  The application allows the user to securely operate their accounts from “anywhere, anytime”.

Stand-out features:
Account Information:
Balance Enquiry, Mini Statement
Internal Fund Transfer: Between accounts maintained at the cooperative
Cooperative to Bank Transfer (*Charges Apply)
Bank to Cooperative Transfer (User must have active mobile banking or internet banking service subscription of the respective bank)

  • Recharge and Top-up 
  • Cable TV, Internet Bill Payment
  • Electricity and Water Bill Payment
  • Insurance Premium Payment
  • Airlines Ticket Purchase
  • Wallet Load (Esewa, Khalti)
  • QR Merchant payment

“Smart Banking without Smart Phone” Fancy SACCOS Missed Call Banking is a free service from the Bank wherein Members can get their account balance, and mobile phone top-up of Rs.100 by just giving a Missed Call. To provide more tech-friendly services to its rural Member base, Fancy SACCOS started its Missed Call Banking services.

Balance Enquiry9866348729
Mobile Topup Rs. 1009866348728

Missed Call Banking

Fonepay QR Payment Service

Fonepay QR Payment- Nepal’s Preferred Mode of Digital Payment:

With the rise in technology, many people are using digital payment as a form of payment method. Due to its convenience and security features, digital payments have now become the preferred mode of payment by consumers globally.

What is Fonepay QR Payment?

Fonepay QR Payment is a digital payment method that allows users to make payments by scanning a QR code through their mobile device. With Fonepay QR Payment in Nepal, users can make payments instantly and securely without the need for cash or physical cards. It is a simple and secure form of digital payment which works by allowing users to scan a QR code with their mobile device and then make a payment using their mobile banking apps or e-wallets. Moreover, it eliminates the need for physical cash or credit cards and makes payments instant, convenient, and secure.

Benefits of Using Fonepay QR Payment

There are several benefits of using Fonepay QR payment. One of the major benefits of using Fonepay as a digital payment in Nepal is its convenience. Users no longer have to carry cash or credit cards with them. All they need is their mobile device where payments can be made instantly and easily. Additionally, it also eliminates the need for users to visit an ATM or carry a bulky wallet. Security is another top benefit and each QR payment system is designed with security. All transactions are encrypted and secured. Moreover, users can set up a PIN or fingerprint authentication for making payments. As mentioned earlier, Fonepay QR Payment has a wide range of merchants across Nepal. Thus, users can easily make payments for goods and services simply by scanning a QR code making it a convenient payment option.

Bank To Cooperative Fund transfer

Smart E-teller

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